To all 1st Time Home Buyers and Repeat Home Buyers:  Federal Tax Credit Has been extended to 30 April 2010.  For details on the  eligibility for the Federal tax credit recommend go to the All Money.com "Tax Credit for Home Buyers" Link.

All Money.com's motto is "To act in your Best Interest" giving you sound professional advice while keeping you well informed.   

Some of All Money Mortgage Purchase Home Loan Programs offered:

Purchase Money FHA Loans- allows 3.5% down

Purchase Money VA Loans- allows for 0 Down

Purchase Money in Rural areas/ USDA Loans - 0% down  (this program available in rural cities/towns with population of 20,000 or less

Purchase Money for 1st time Home Buyers- Conventional loans offer 5% down for qualifying loans up to $417,000.  Requires Mortgage Insurance.

Purchase Money for FannieMae owned HomePath Properties- Owner Occupied properties: allows 5% down.  Investor/Non-Owner properties: allows 10% down.  Requires Mortgage Insurance.

Purchase Money for Conventional Home Loans to $417,000:  allows for 10% down and requires Mortgage Insurance for down payments less than 20%.

In High Cost Housing areas- Such as San Jose/ San Francisco Bay Area: allows for financing $427,001-$729,000 with 15% down with mortgage Insurance.

Some of All Money Mortgage Refinance Home Loan Programs offered:

FannieMae Refi Plus- Refinancing an existing FannieMae loan (Mortgage Balance only) Up to 105% of Home Value

FreddieMac Refi Affordable Home Loan: Refinancing an existing FreddieMac loan (Mortgage Balance only)Up to 105% of Home Value

FHA Refinance Loans for Mortgage Balance only: allows financing to 97% of Value. 

VA Refinance Loans for Mortgage Balance only: Allows financing to 100% of Value.

Cash Out Refinance Loan Programs:

Cash Out is allowed on the main loan programs shown above, however all loan programs have different requirements and specific guidelines.  All Money Mortgage will match the Best Loan program that fits your needs at a cost that makes sense for you. 

All Loan Programs shown above have qualifying factors that include but are not limited to:  The Borrowers Capacity to repay; the Borrowers Credit; the Collateral/Property Value; the Loan Amount; and other specific Investors Loan Program requirements and Mortgage Insurance requirements if applicable. 

Commercial Business Loans/ Agricultural Farm Loans:

All Money Mortgage can assist you in sourcing available funding to match your specific profile/needs.

Currently this would include SBA; USDA Agricultural and other private funding available. 

Home Loan Modification Help:  All Money is not offering Loan Modification assistance at this time.  However we will help to give you guidance on your low or no cost options to get you the help you need. 

Here's the government's link to assist the Home Owner in a reference for qualifications for loan modifications, the process and who to contact.

See Government "MakingHomeAffordable.Gov link

All Money.com mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.