Federal Tax Credit Expiring 6/30/2010:

Must Close Transactions:

To all 1st Time Home Buyers and Repeat Home Buyers in Contract and must Close No Later Than 30 June 2010: 

If you need quick service and decision making consider All Money Mortgage.  We will collect all required application documents, run your loan through an Automated Underwriting Engine and work quickly to move through the critical steps to close your loan/purchase transaction on time. 

Call or email us for a "RUSH" Approval/Close. 

All Money.com's motto is "To act in your Best Interest" giving you sound professional advice while keeping you well informed.   

Some of All Money Mortgage Purchase Home Loan Programs offered:

Purchase Money FHA Loans- allows 3.5% down

Purchase Money VA Loans- allows for 0 Down

Purchase Money for 1st time Home Buyers- Conventional loans offer 5% down for qualifying loans up to $417,000.  Requires Mortgage Insurance.

Purchase Money for FannieMae owned HomePath Properties- Owner Occupied properties: allows 5% down.  Investor/Non-Owner properties: allows 15% down.  No Mortgage Insurance required as it's incorporated in Rate.

Purchase Money for Conventional Home Loans to $417,000:  allows for 5% down and requires Mortgage Insurance for down payments less than 20%.

In High Cost Housing areas- Such as San Jose/ San Francisco Bay Area: allows for financing $427,001-$729,000 with 10% down with mortgage Insurance.

Jumbo Home Loans (Loans above $650,000):

Line of Credit 1st Mortgage Program- Called Home Ownership Accelerator Program.  

Loan Program goes up to $1.5M Loan Amount for Loan to Value of 75% and up to $2.0M Loan Amount for up to Loan to Value of 65%.  

Designed to offer an interest only feature that applies additional directed funds to pay down loan balance and still has availability of the credit line as needed.  Interest rate is based on monthly Libor index plus fixed margin selected of 2.50-3.25 depending on loan profile and selection.

For more information go to:

http://www.homeownershipaccelerator.net

Jumbo Home Loans 5/1 and 7/1 Arms:

Loan Amount to $1.5M for Loan to Value of 75%.

See Rate Sheet Link and separate Topic link for more details on Jumbo Loan Programs

Some of All Money Mortgage Refinance Home Loan Programs offered:

FannieMae Refi Plus- Refinancing an existing FannieMae loan (Mortgage Balance only) Up to 105% of Home Value

FreddieMac Refi Affordable Home Loan: Refinancing an existing FreddieMac loan (Mortgage Balance only)Up to 105% of Home Value

FHA Refinance Loans for Mortgage Balance only: allows financing to 97% of Value. 

VA Refinance Loans for Mortgage Balance only: Allows financing to 95% of Value.

Cash Out Refinance Loan Programs:

Cash Out is allowed on the main loan programs shown above, however all loan programs have different requirements and specific guidelines.  All Money Mortgage will match the Best Loan program that fits your needs at a cost that makes sense for you. 

Commercial Business Loans/ Agricultural Farm Loans:

All Money Mortgage can assist you in sourcing available funding to match your specific profile/needs.

Currently this would include SBA; USDA Agricultural and other private funding available. 

Home Loan Modification Help:  All Money is not offering Loan Modification assistance at this time.  However we will help to give you guidance on your low or no cost options to get you the help you need. 

Here's the government's link to assist the Home Owner in a reference for qualifications for loan modifications, the process and who to contact.

SeeGovernment link www.MakingHomeAffordable.gov

All Money.com mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.